Money Folders Personal Finance 1.7.0.5
Free Trial Version
Publisher Description
Money Folders is a software tool that allows you to gain control over your finances! It assists you in implementing an Envelope style budgeting system where you control your money instead of the other way around. Most budgets fail! Most people start budgeting with the best of intentions. They are going to set aside money for that vacation they have been dreaming of or control how much they are spending eating out at restaurants. They sit down with the calculator, pen and paper and meticulously draw out a budget where every cent is accounted for and every bill is listed. Two months later the budget is in the trash or otherwise forgotten. It's not their fault! Traditional budgets are destined to fail! The problem with traditional budgets is that they are reactive by design. You don't really know how you did adhering to your budget until you have already busted the budget. What is needed is a pro-active budgeting solution. That is where Money Folders saves the day. Money Folders utilizes the "Envelope" style of budgeting. The idea is that every possible expense will have it's own envelope or folder. You can think of the folder as what a "category" would be in a normal budget. In a traditional envelope budget, you would place cash inside of each envelope each pay day. Then as you needed to purchase items or pay bills, you would remove cash from the envelope and place the receipt for that item inside. With this methodology it is very easy to see when your cash is low in any given envelope, and when the cash is gone you are done with that category. Using this method you cannot bust the budget. If your "Eating Out" envelope is empty then you cannot eat out again until you get paid and replenish the envelope. Money Folders brings the "Envelope" budgeting system into the modern, mostly cashless society. Traditional envelope budgets fall apart when you start utilizing your debit or credit card for purchases or have direct deposit paychecks. We make it easy!
About Money Folders Personal Finance
Money Folders Personal Finance is a free trial software published in the Personal Finance list of programs, part of Home & Hobby.
This Personal Finance program is available in English. It was last updated on 19 March, 2024. Money Folders Personal Finance is compatible with the following operating systems: Windows.
The company that develops Money Folders Personal Finance is bumgardner-consulting. The latest version released by its developer is 1.7.0.5. This version was rated by 1 users of our site and has an average rating of 3.0.
The download we have available for Money Folders Personal Finance has a file size of 2.20 MB. Just click the green Download button above to start the downloading process. The program is listed on our website since 2008-09-29 and was downloaded 57 times. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded software with your antivirus. Your antivirus may detect the Money Folders Personal Finance as malware if the download link is broken.
How to install Money Folders Personal Finance on your Windows device:
- Click on the Download button on our website. This will start the download from the website of the developer.
- Once the Money Folders Personal Finance is downloaded click on it to start the setup process (assuming you are on a desktop computer).
- When the installation is finished you should be able to see and run the program.
